Many people throughout Connecticut and everywhere now regularly use Uber or Lyft to get to where they need to go. It is a convenient and reliable alternative to “public” transportation or owning your own vehicle.
If you’ve never used Lyft, Uber or another rideshare, these companies are essentially like a taxi service, but are supposed to be safer. Using GPS location technology, you can quickly and easily summon a ride using the Uber or Lyft app right from your Android or iPhone.
With the convenience of these rideshare companies comes a negative side also. For instance, unlike many taxi companies or public transportation, Uber and Lyft generally do not provide training programs, run thorough background checks, or require vehicle inspections. Uber does not require much more from their drivers other than they have a valid driver’s license, maintain
minimal vehicle insurance when not connected to the app, and the use of a vehicle that is in “good condition.”
The downside here is that many Uber and Lyft drivers may be more inexperienced behind the wheel and therefore at higher risk for getting into a car accident.
If you were an Uber or Lyft passenger and injured in a car accident in New Haven, Bridgeport or anywhere in Connecticut, you may be entitled to money damages.
What insurance policy applies when there is a car accident involving an Uber or Lyft driver? The legal or insurance issues that arise from an Uber or Lyft accident can be complex. For example, there may be another or several other vehicles involved that share partial fault for the accident, in which case there may be several different insurance policies available.
Minimum insurance required under CT state law is $25,000 (per person)/$50,000 (per accident):
https://portal.ct.gov/CID/General-Consumer-Information/Automobile-Coverage-Information
In Connecticut, James Farm Insurance Company handles any claims for Uber accidents; while Lyft is self-insured. An Uber or Lyft driver is generally covered under ride-share insurance policies while they are logged into the app, even if there is no passenger in the car, but what about the passenger? Similar to taxi cabs, insurance coverage and requirements depends on the status of the passenger pickup process.
Will Uber or Lyft accept responsibility for compensating the passenger of the accident if it found to be the driver’s fault?
Rideshare companies are required to cover their driver’s insurance while they have passengers in their vehicles. Even though Uber and Lyft have their own million-dollar insurance policy covering the driver’s negligent conduct in a car accident, there are limitations to the policy’s level of coverage, and it is important to know who is responsible for the passenger’s compensation.
Seeking out an attorney is the best way to sort out these liability and insurance
coverage issues that are common in Lyft and Uber accidents.
Contact an Experienced Connecticut Uber or Lyft Accident Attorney Today. Our Uber or Lyft accident lawyers will ensure that you receive the compensation you’re entitled to.
This will help you understand the compensation you deserve and are entitled to. And Attorney Sorrentino will help this process go as smoothly as possible.