You’re supposed to be able to trust your insurance company, so it can be confusing and upsetting when they fall short or completely let you down. The good news is you’re not out of options if you suffer losses because your insurance company acts in bad faith. A Connecticut bad faith insurance attorney can help you file a claim to recover damages. That said, you’re probably wondering: How much can I sue an insurance company for bad faith in Connecticut?
There is no single answer to this question. The amount you can win in a bad faith claim settlement ultimately depends on the details of your case and the strength of your claim. It can be helpful to understand Connecticut’s bad faith insurance laws, so you can understand how to navigate your case and what types of factors can impact the value of your settlement.
Connecticut Bad Faith Insurance Laws
Recent studies show that around 26 million Americans don’t have health insurance. About 5.7 percent of Connecticut residents don’t have healthcare coverage, which puts them at higher financial risk when they’re hurt. Even those who have insurance can run into risks if their insurance provider acts in bad faith.
If you wish to file a claim against your insurance provider, it’s important to act quickly. The deadline for filing your claim can vary based on the terms of your policy. A Connecticut bad faith insurance attorney can help you understand your situation and your legal options so you can move past this situation as unscathed as possible.
There are two types of insurance bad faith claims that you can file in Connecticut:
- First-party claims. If you or a loved one has been harmed by an insurance provider, you can file a first-party bad faith claim. These types of claims can involve things like your own insurance denying a claim without reason, failing to communicate with you, or not investigating a claim thoroughly.
- Third-party claims. The insurance provider of the negligent party has fewer duties to a victim, but it’s still possible for them to act in bad faith when handling an accident claim. Examples of third-party bad faith claims include delaying decisions, failing to defend a claim, or even threatening the insured person.
No matter the circumstances surrounding your case, it’s important to understand your legal options so you can give yourself a chance to secure the maximum amount of compensation. While it’s possible to do this on your own, we advise consulting a legal professional who understands Connecticut bad faith insurance laws.
Call Sorrentino Legal – Injury & Accident Law today to discuss your case and protect your rights.
FAQs
A: When you become a policyholder with an insurer, you enter into a contract with the company. Your policy is a contract, which includes something called the implied covenant of good faith and fair dealing.
This covenant acts as an assumption that parties in a contract are going to honor their word. Bad faith law covers situations where an insurer does not act in good faith and, therefore, breaches the agreement made with the policyholder.
A: Bad faith insurance claim settlements can vary depending on the details of the case and the scope of the offense committed. Many claims of this nature settle out of court through negotiations, so you can try to agree on an amount.
A bad faith insurance lawyer can help negotiate a deal. Your case may go to trial if you’re unable to reach an agreement, in which case a judge makes a final decision about what you’re owed.
A: If you decide to file a bad faith claim against your insurance company, it is your responsibility to prove that your insurer breached the terms of your agreement. The burden of proof isn’t as severe in civil cases as it is for criminal cases, but you still must prove beyond a reasonable doubt that they acted in bad faith and that their actions caused you harm.
A: While you are not legally required to hire a bad faith insurance lawyer to file a claim in Connecticut, it is highly advised that you work with a legal professional. An attorney can evaluate your case and help you build a strong case that secures you the maximum amount of compensation. It can be difficult to prove bad faith, and having a legal professional on your side can make all the difference.
Hire a Bad Faith Insurance Lawyer in Connecticut You Can Trust
Connecticut’s bad faith insurance laws can be complicated to navigate, especially if you’re trying to do it by yourself. Fortunately, you don’t have to go through the claims process alone. A bad faith insurance attorney from Sorrentino Legal – Injury & Accident Law can get you through your case and toward a settlement that covers your losses.
Led by Brad Sorrentino, Esq., our team brings years of experience in both civil and criminal law to the table. In the past, Mr. Sorrentino was a computer forensics consultant, was selected for a clerkship with the Connecticut Superior Court, and went through a fellowship at the International Criminal Tribunal.
He’s also a member of the following associations:
- Connecticut Bar Association
- Connecticut Trial Lawyers Association
- Greater Bridgeport Bar Association
- New Haven County Bar Association
- New London County Bar Association
When you work with Mr. Sorrentino, you can expect a client-centric approach that is based on honesty and passionate advocacy. No matter the details of your case, you can count on our team to get you through it. Our services include:
- Evaluating your case
- Gathering evidence
- Interviewing subjects
- Investigating claims
- Negotiating deals
- Offering legal advice
- Representing you in court
Whether you need a few questions answered or you require comprehensive support through every stage of the claims process, Sorrentino Legal can be there for you. Call us to set up a consultation with a Connecticut bad faith insurance attorney today.