West Haven Uninsured & Underinsured Motorist Accident Lawyer

Trusted West Haven Uninsured & Underinsured Motorist Accident Attorney

Accidents can happen unexpectedly in West Haven, and it’s vital to know your legal options if you are hurt in a crash. Whether your accident occurred on I-95 or a smaller local road, the driver at fault is liable for the damages they caused. Filing an insurance claim is usually your first recovery option after a crash in Connecticut, but if the at-fault driver has no insurance, you’ll need help from a West Haven uninsured & underinsured motorist accident lawyer.

Representing Victims of Underinsured and Uninsured Motorist Accidents in West Haven, CT

Sorrentino Legal – Injury & Accident Law can help you recover your losses after an uninsured or underinsured driver has injured you in West Haven. Our firm has years of experience handling difficult cases and has secured many substantial verdicts and settlements. We are confident we can help you prove fault and recover as much compensation as state law allows for your damages.

The Connecticut Crash Data Repository recorded 1,791 crashes involving 3,537 vehicles in West Haven in 2025, meaning most accidents involved more than one vehicle. While state law requires all drivers to have auto insurance, the Insurance Information Institute estimated that as of 2022, about 10.4% of drivers in Connecticut were uninsured.

Connecticut law requires a driver’s policy to include:

• $25,000 in bodily injury liability coverage for a single person injured or killed in an accident.
• $50,000 or more in total accident bodily injury liability coverage if multiple people are injured or killed in an accident.
• $25,000 or more in property damage liability coverage, which can pay for the victim’s vehicle repairs.
• Underinsured/uninsured motorist coverage of $25,000 or more per person and $50,000 or more per accident.

If the driver who caused your recent accident does not have insurance, or if their policy does not include enough coverage to fully compensate your losses, then your underinsured/uninsured driver coverage will be your primary option for recovering compensation through your own insurance carrier. Your case may require filing multiple insurance claims, and you have a better chance of securing fair settlement offers with an attorney’s help.

Filing an Auto Insurance Claim for an Underinsured or Uninsured Motorist Accident

Most insurance company representatives try to settle injury claims for as little as they can. You should expect an insurance company to look for reasons they can use to justify a lowball settlement offer or claim denial. However, if the insurance company sees that you have an attorney representing you, they are more likely to offer a fair settlement.

Your case may require filing a claim against the at-fault driver’s policy first. If they have insurance, your attorney can help you claim as much as possible from their policy. However, if your damages exceed their policy’s coverage limits, then your own policy’s underinsured motorist coverage would come into play, allowing you to claim the remainder. If the at-fault driver does not have insurance at all, then your uninsured motorist coverage applies.

You may be surprised when the insurance company you have paid and trusted with your policy is suddenly fighting you if you need to file a claim for uninsured/underinsured motorist coverage. Having an experienced attorney on your side will make the claim-filing process easier and increase your chances of receiving a fair offer. Your attorney can also help you pursue a personal injury claim if necessary for you to recover your losses.

Ultimately, you are likely to have various legal questions in the aftermath of an underinsured or uninsured motorist accident, and you need legal counsel you can trust to guide you through your case. Sorrentino Legal is ready to assist you with your insurance claims following your accident, so reach out to our firm as soon as possible to learn how a West Haven uninsured & underinsured motorist accident attorney can help with your case.

FAQs

Is Connecticut a No-Fault State for Car Accidents?

No, Connecticut is not a no-fault state for car accidents; if another driver caused your recent accident, you need to prove fault before you can claim compensation for your damages. Every driver is required to have liability coverage in their auto insurance policy to pay for any damages they cause to others if they are found liable for an accident, and uninsured motorist coverage on your policy can help if an uninsured driver caused your recent accident.

Can I Sue an Uninsured Motorist for an Accident in West Haven?

Yes, you can sue an uninsured motorist for an accident in West Haven, but whether you will be able to recover any compensation from them is another question. If the at-fault driver does not have the assets necessary to cover your losses, then filing a personal injury claim may effectively be pointless. Your own uninsured/underinsured motorist coverage would be crucial in this situation.

How Much Compensation Can I Recover in an Uninsured Motorist Accident Claim?

The amount of compensation you can recover in an uninsured motorist accident claim largely depends on your recovery options after the accident. You may only be able to recover compensation from your own uninsured motorist coverage. If you are able to file a personal injury case against the at-fault driver and they have sufficient assets, you may recover compensation for economic and non-economic damages your insurance policy doesn’t cover.

Why Should I Hire an Uninsured and Underinsured Motorist Accident Lawyer?

You should hire an uninsured and underinsured motorist accident lawyer to have a better chance of not only proving liability for the accident, but also a better chance of securing suitable compensation for your damages. Dealing with insurance company representatives after your accident will be much easier with an experienced attorney handling your case.

Sorrentino Legal – Injury & Accident Law is Here To Help You

The team at Sorrentino Legal has years of proven experience helping injured accident victims recover in West Haven and throughout New Haven County. You’re likely to have many complex legal questions if the driver who caused your recent accident does not have insurance or if they do not have enough coverage to compensate your losses. Contact us today to schedule a free consultation with a West Haven uninsured & underinsured motorist accident lawyer.

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