New Haven Bad Faith Insurance Claim Lawyer

New Haven Bad Faith Insurance Claim Attorney

Insurance companies, from L. H. Brenner Insurance to JVR Insurance Agency, exist to act as your safeguard when the unexpected happens. Mishandled claims can constitute bad faith. This occurs when insurers fail to meet their obligation to treat policyholders fairly during the claims process. If you or a loved one has experienced receiving a bad faith insurance claim, consult with a knowledgeable New Haven bad faith insurance claim lawyer today.

Sorrentino Legal: Experienced New Haven Bad Faith Insurance Attorney

At Sorrentino Legal – Injury & Accident Law, we understand how frustrating it can be to deal with bad faith insurance claims. We care about you and your well-being, and we’re prepared to hold insurance companies accountable. We’ve helped many clients in your position, so we know how to craft an effective case. To determine if legal action is necessary and receive quality support, consult with a dedicated New Haven bad faith insurance attorney at Sorrentino Legal – Injury & Accident Law.

Insurance Statistics

Homeowners insurance, car insurance, and life insurance are among the biggest industries in the US. In 2021, a claim was filed for 5.3% of all insured homes in the US. That same year, 4.2 car insurance claims were filed for every 100 drivers. In 2024, the life insurance industry paid out $88,529,685 worth of death benefits.

Defining Bad Faith Insurance Claims

A bad faith insurance claim occurs when an insurance company fails to honor its commitments to a policyholder by acting in an unreasonable manner on a claim. This involves unacceptably slow payment processing, failing to conduct a proper investigation, or more concealed claim denial. In essence, it occurs whenever the insurer does not honor the policy contract through acts of unilateral decision-making.

Key aspects of bad faith insurance claims include:

• Unreasonable denial of claims. This includes denying a claim without a valid reason, misinterpreting policy language to avoid payment, or failing to investigate the claims thoroughly.
• Unreasonable delay in claim processing. This involves unnecessarily delaying the investigation, evaluation, or payment of a claim.
• Failure to properly investigate. Insurance providers must conduct complete and objective assessments of policyholder claims. When insurers perform inadequate investigations or allow prejudice to influence their review procedures, such conduct may qualify as bad faith practices.
• Failure to settle a claim fairly. This can involve refusing to settle a claim within policy limits when liability is reasonably clear or attempting to settle for an unreasonably low amount.

Insurance bad faith claims are typically classified into two primary types: first-party and third-party claims. First-party bad faith occurs when disputes arise between an insurance company and its own insured owner, whereas third-party bad faith involves the insurer’s management of claims made against its policyholders.

What to Do if You Suspect Bad Faith

Consulting with a lawyer like Brad Sorrentino who offers knowledge in insurance and bad faith cases is important, since quality legal representation can clarify your rights and evaluate whether your situation warrants pursuing a claim. Maintaining detailed records is equally important, which should include documentation of all interactions with your insurance provider, the names of representatives, and thorough notes describing communication held with the insurer.

Familiarizing yourself with your policy is another important factor; carefully study your insurance agreement to understand what coverage you have and the specific terms involved. You should be prepared to build a strong case by collecting proof that validates your position and establishes the insurance company’s important behavior. Working with an experienced attorney who understands these matters is vital for effectively managing this complicated legal process.

Recoverable Damages in Bad Faith Insurance Claims

If you believe your insurance company has acted in bad faith regarding your claim, pursuing legal action and working with an attorney experienced in bad faith insurance claims are crucial. These steps can help you navigate the legal process and maximize your potential compensation.

The types of damages that are potentially recoverable include:

• Contract damages. This includes the original policy benefits wrongfully denied by the insurer, plus applicable interest.
• Extracontractual damages. These damages go beyond the original policy amount and aim to compensate you for losses directly caused by the insurer’s bad faith conduct. Examples include economic losses, emotional distress and pain and suffering, and attorney’s fees and legal costs.
• Punitive damages. These damages are awarded in severe cases to punish the insurer for particularly egregious or malicious conduct and deter similar behavior in the future.

If you believe you’ve been a victim of bad faith insurance practices, Sorrentino Legal – Injury & Law can help you understand your legal options, evaluate the strength of your claim, and pursue the appropriate damages to compensate you for your losses. Contact us today and schedule a consultation.

FAQs

Hire a New Haven Bad Faith Insurance Claim Lawyer Today

It is important to hire a bad faith insurance claim lawyer who understands the complexities associated with bad faith insurance in Connecticut. At Sorrentino Legal – Injury & Law, we can defend your interests and strive to make sure you are properly compensated by the insurance company. Your chances of obtaining your desired and rightful outcome can increase dramatically when you collaborate with our experienced attorney who knows the intricacies of insurance law.

Contact Sorrentino Legal today to help you determine if your circumstances demand legal action. Our team can help you navigate this complex process and build a strong case.